Photo of 21812 Edgewater Drive, Port Charlotte, FL 33952 in Port Charlotte

Active

21812 Edgewater Dr, Port Charlotte, FL 33952

MLS A12040332

$424,900

Est. $2,187/mo principal and interest at 6.67% with 20% down

3 bd · 2 ba · 1,485 sqft · Single Family Residence

Payment estimate

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Estimated monthly payment

$2,568/mo

$339,920 loan · 20% down · 6.67%

Principal & interest
$2,187
Taxes
$97
Insurance
$284
HOA
$0
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Term

Educational estimate, not a personal quote or a commitment to lend. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

About this home

TURNKEY WATERFRONT PARADISE WITH DIRECT GULF ACCESS! Experience the ultimate Florida coastal lifestyle in this fully remodeled, Key West style CBS block home with a metal roof. Featuring a sun drenched 3BR/2BA open floor plan with modern tile flooring throughout, the interior boasts a massive great room with water views, and a chef inspired kitchen with custom soft close shaker cabinetry and granite countertops. The private primary suite includes a walk in closet and custom tiled bath. Your private fenced backyard oasis offers a personal sand beach area and built in fire pit. Boaters will love the 100ft wide saltwater canal with rapid, direct access to Charlotte Harbor and the Gulf. The waterfront is fully loaded with a concrete seawall, composite dock, covered boat lift, new aluminum cradles/lift motors, and an underwater snook light system. Upgrades include a new HVAC (2022), shiplap stucco/paint (2023), water heater (2025), metal roof (2018) and a 30 amp RV outlet. NO HOA and NO RESTRICTIONS. Flood Insurance: Current owner pays an active policy premium of $3,915 annually, which is fully assumable by the buyer at closing for immediate cost savings.Hazard (Homeowners) Insurance: Current owner pays an active policy premium of $2,904 annually, which is also fully assumable by the buyer to simplify the closing process and lock in verified coastal rates.Roof System: High-durability, wind-resistant Metal Roof installed in 2018.Foundation & Framing: Solid Concrete Block Structure (CBS) built over a poured concrete slab.Exterior Finish: Custom architectural shiplap stucco finish with premium exterior paint completed in 2023.Climate Control: High-efficiency central HVAC system completely replaced in 2022.Water Heating: Energy-efficient hot water heater newly installed in 2025.Electrical Infrastructure: Upgraded main electrical panel box outfitted with an external power riser. Includes a pre-wired direct generator hookup and a dedicated exterior 30-amp outlet configured for an RV or travel trailer.Storm Protection: Upgraded windows supplemented by a complete set of custom-fit hurricane shutters.Flooring: Modern, uniform tile flooring installed seamlessly throughout all 1,485 square feet of living space—zero carpet.Great Room: open-concept living space maximizing natural light and panoramic canal views.Kitchen Cabinetry: Custom shaker-style wood cabinets equipped with soft-close drawers.Countertops: Premium solid granite countertops paired with an elegant tile backsplash and deep under-mount stainless steel sink.Appliances: Full matching suite of high-end stainless-steel kitchen appliances.Primary Suite: Spacious bedroom layout featuring a large walk-in closet and a fully updated en-suite bathroom with custom glass and tile work.Trim Work: All new interior doors, modern baseboards, and updated casing accents completed in 2025.Furnishings: High-quality coastal/Key West style interior furniture is completely negotiable with the sale of the home.Lot Size: Fully cleared 9,375 sq ft (0.22 acre) sub-quarter-acre lot with a low-maintenance shell-rock front yard.Waterway: Situated directly on the wide Lindley Waterway, offering a generous 100-foot-wide canal width for excellent turning basin clearance.Gulf Access: Quick, direct saltwater access out to Charlotte Harbor and the Gulf of Mexico.Seawall: Structural concrete seawall spanning the full 75 linear feet of water frontage.Dockage: Heavy-duty private dock constructed with low-maintenance composite decking.Boat Lift: Covered boat lift structure fully upgraded with brand-new aluminum cradles and new high-torque lift motors.Marine Amenities: Equipped with a specialized green underwater snook light system designed to attract local marine life at night.Backyard Oasis: Fully enclosed by a private perimeter fence, featuring a custom personal sand beach lounge area and a built-in fire pit.HOA Status: Located in an independent residential sector with NO Homeowners Association fees.Deed Restrictions: No mandatory community guidelines, vehicle limitations, or rental constraints.HOPA Status: NO age restrictions. Buyers of any age are welcome to purchase and occupy the property.

Key facts

Type
Single Family Residence
Size
1,485 sqft
Bedrooms
3
Bathrooms
2
Avg. price per sqft
$286
Days on market
60
Year built
1959
Garage
1 spaces
Annual taxes
$1,165
Flood zone
AE
Stories
1
County
Charlotte
MLS number
A12040332
Status
Active
Property address
21812 Edgewater Dr, Port Charlotte, FL 33952

Where is this home?

Common questions

How much is 21812 Edgewater Dr, Port Charlotte, FL 33952 listed for?

21812 Edgewater Dr, Port Charlotte, FL 33952 in Port Charlotte, FL is listed at $424,900 (about $2,187/mo principal and interest at 6.67% with 20% down).

How many bedrooms and bathrooms does 21812 Edgewater Dr, Port Charlotte, FL 33952 have?

21812 Edgewater Dr, Port Charlotte, FL 33952 has 3 bedrooms, 2 bathrooms, and 1,485 square feet.

Who can show 21812 Edgewater Dr, Port Charlotte, FL 33952 in Port Charlotte?

Jonathan Loescher is a Tampa Bay Realtor and Loan Originator. He can tour this home, compare nearby listings, and work the financing with you.

Listings courtesy of Beaches MLS

Homes nearby

A few others within about five miles, if you want a second look after this one.

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