How does the Florida buyer-broker agreement work after NAR?

Compensation is negotiated in writing. It is not automatic that the seller pays. I will walk the buyer-broker agreement with you before you tour. Do not assume buyers pay nothing.

Is there down payment assistance in Tampa Bay?

Some buyers qualify for down payment help. We check income, the house, and the first mortgage at consult. Homes for Heroes and the Buyer Credit are separate benefits, so we pick the one that actually helps your file.

What does the program savings comparison show?

It estimates cash to close or net proceeds under a typical split team, a portal-style path, and working with Jonathan as Realtor and Loan Originator. Figures are educational estimates, not a loan quote.

Can I use another agent or another lender?

Yes. You can use another agent or another lender. Realty of America and PMF, Inc. are separate companies. Using Jonathan on one side does not require using him on the other.

What is Buyer Credit?

Buyer Credit is 20% of the buyer-side commission that is actually available, up to $3,000. The commission is negotiated with your Realtor. It is an educational estimate, not a promise of credit. Apply for a loan at jonathanloescher.com/apply if you need the loan side too.

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Common questions

How does the Florida buyer-broker agreement work after NAR?: Compensation is negotiated in writing. It is not automatic that the seller pays. I will walk the buyer-broker agreement with you before you tour. Do not assume buyers pay nothing.
Is there down payment assistance in Tampa Bay?: Some buyers qualify for down payment help. We check income, the house, and the first mortgage at consult. Homes for Heroes and the Buyer Credit are separate benefits, so we pick the one that actually helps your file.
What does the program savings comparison show?: It estimates cash to close or net proceeds under a typical split team, a portal-style path, and working with Jonathan as Realtor and Loan Originator. Figures are educational estimates, not a loan quote.
Can I use another agent or another lender?: Yes. You can use another agent or another lender. Realty of America and PMF, Inc. are separate companies. Using Jonathan on one side does not require using him on the other.
What is Buyer Credit?: Buyer Credit is 20% of the buyer-side commission that is actually available, up to $3,000. The commission is negotiated with your Realtor. It is an educational estimate, not a promise of credit. Apply for a loan at jonathanloescher.com/apply if you need the loan side too.

More Tampa Bay home and loan answers on Ask Jonathan.