Photo of 3098 LAUREL OAK LANE in Winter Haven

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3098 Laurel Oak Ln, Winter Haven, FL 33884

MLS O6390090

$220,000

Est. $1,132/mo principal and interest at 6.67% with 20% down

3 bd · 2 ba · 1,978 sqft · Single Family Residence

Payment estimate

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Starts from the national Freddie Mac average. Change any number and the payment updates. Sign in to save a custom rate.

Estimated monthly payment

$1,817/mo

$176,000 loan · 20% down · 6.67%

Principal & interest: $1,132
Taxes: $517
Insurance: $150
HOA: $18

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Home price Down payment $44,000 down

Term

30-year 15-year

Interest rate Annual taxes Annual insurance Insurance starts at a Florida homeowners estimate of $1,800 / year. HOA / month Hcmanagemnt $18

Educational estimate, not a personal quote or a commitment to lend. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

About this home

Short Sale. Located in the Villamar community of Winter Haven, this 3-bedroom, 2-bath home built in 2023 offers modern construction with a two-car garage and a functional layout designed for everyday living. The home features open living spaces, well-sized bedrooms, and contemporary finishes typical of newer construction. The property appears to require cosmetic refreshing, presenting an opportunity for buyers to personalize a relatively new home without undertaking a major renovation. With a low HOA of approximately $212 and no flood zone designation, this home offers both affordability and added peace of mind. Conveniently located near shopping, dining, schools, and major roadways throughout Winter Haven and Polk County. Buyers are encouraged to conduct their own inspections to determine condition. Agents: Please review all private remarks prior to scheduling a showing.