Photo of 3131 N CANAL DRIVE in Palm Harbor

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3131 N Canal Dr, Palm Harbor, FL 34684

MLS TB8538140

$790,000

Est. $4,066/mo principal and interest at 6.67% with 20% down

4 bd · 4 ba · 3,354 sqft · Single Family Residence

Payment estimate

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Estimated monthly payment

$4,892/mo

$632,000 loan · 20% down · 6.67%

Principal & interest: $4,066
Taxes: $530
Insurance: $296
HOA: $0

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Home price Down payment $158,000 down

Term

30-year 15-year

Interest rate Annual taxes Annual insurance Insurance starts at a Florida homeowners estimate of $3,555 / year. HOA / month

Educational estimate, not a personal quote or a commitment to lend. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

About this home

WELCOME TO YOUR ULTIMATE LAKE TARPON RETREAT! Tucked away on a quarter-acre lot in desirable Lake Tarpon Estates, this exceptional 3,354-square-foot heated pool home offers the perfect combination of spacious living, privacy, and waterfront lifestyle. With approximately 100 feet of freshwater canal frontage, direct access to Lake Tarpon, and a covered 10,000-pound boat lift, you can be out on the open lake in minutes. The flexible split-bedroom floor plan features a private first-floor in-law suite with its own bedroom, full bathroom, kitchen area, and private entrance—ideal for guests, extended family, multigenerational living, or a private retreat. Upstairs, you'll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool. Outdoor living is exceptional, with more than 1,900 square feet of screened outdoor living space surrounding the heated pool and overlooking the peaceful waterfront. Whether you're entertaining, relaxing poolside, enjoying morning coffee, or watching spectacular Florida sunsets, this home was designed to embrace the waterfront lifestyle. The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation. Recent updates provide added peace of mind, including a roof approximately 4 years old, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. Best of all, there is NO HOA! Bring your boat, RV, and water toys and start enjoying the Palm Harbor waterfront lifestyle today.