Photo of 4310 40TH STREET S in St Petersburg

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4310 40TH St S, St Petersburg, FL 33711

MLS TB8480975

$1,950,000

Est. $10,035/mo principal and interest at 6.67% with 20% down

3 bd · 2 ba · 2,188 sqft · Single Family Residence

Payment estimate

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Estimated monthly payment

$13,276/mo

$1,560,000 loan · 20% down · 6.67%

Principal & interest: $10,035
Taxes: $2,510
Insurance: $731
HOA: $0

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Home price Down payment $390,000 down

Term

30-year 15-year

Interest rate Annual taxes Annual insurance Insurance starts at a Florida homeowners estimate of $8,775 / year. HOA / month

Educational estimate, not a personal quote or a commitment to lend. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

About this home

Welcome to an extraordinary waterfront retreat in Broadwater, St. Petersburg, where refined coastal living meets exceptional boating access. This oasis had NO water intrusion and is positioned on 180 feet of prime water frontage with direct sailboat access to the intercoastal or the Gulf, this cul-de-sac residence offers a rare opportunity to experience Florida living at its finest. From the moment you arrive, the professionally landscaped grounds and tropical setting create a sense of privacy and arrival. Designed with an open floor plan and split-bedroom layout, this 3-bedroom, 2-bath, plus bonus room home blends comfort with effortless elegance. The spacious living areas flow seamlessly through impact sliding glass doors to the outdoor oasis, inviting natural light and tranquil water views inside. The heart of the home features a beautifully appointed kitchen with solid wood cabinetry, solid surface countertops, stainless steel appliances, convection oven, and generous prep space—ideal for gathering and entertaining. The primary suite offers a peaceful retreat area and well-designed ensuite bath. Outdoors, a true resort-style experience awaits. Enjoy a natural gas heated saltwater pool, expansive patio, covered outdoor kitchen, and charming gazebo—all framed by lush tropical landscaping. Whether hosting sunset gatherings or enjoying quiet mornings by the water, this home was designed for exceptional indoor-outdoor living. For boating enthusiasts, the rare two individual dock configuration includes one 20,000 lb lift and a second 9,000 lb lift, both with water and electric service. Located in a no-wake zone with direct bay access, the property offers seamless enjoyment of Tampa Bay and beyond. Additional highlights include a concrete tile roof, block construction, tankless natural gas water heater, water softener, central HVAC, and an attached two-car garage. Conveniently located just minutes from downtown St. Petersburg’s vibrant dining, shopping, and cultural scene, as well as the award-winning Gulf beaches and I-275 for easy access to Tampa International Airport, this property offers both tranquility and accessibility. This is a rare Broadwater waterfront opportunity that simply cannot be missed—a true must-see for those seeking luxury, lifestyle, and premier boating access in Pinellas County.