Photo of 4800 16TH AVENUE S in St Petersburg

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4800 16TH Ave S, St Petersburg, FL 33712

MLS TB8482053

$410,000

Est. $2,110/mo principal and interest at 6.67% with 20% down

4 bd · 2 ba · 1,786 sqft · Single Family Residence

Payment estimate

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Starts from the national Freddie Mac average. Change any number and the payment updates. Sign in to save a custom rate.

Estimated monthly payment

$2,264/mo

$328,000 loan · 20% down · 6.67%

Principal & interest: $2,110
Taxes: $0
Insurance: $154
HOA: $0

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Home price Down payment $82,000 down

Term

30-year 15-year

Interest rate Annual taxes Annual insurance Insurance starts at a Florida homeowners estimate of $1,845 / year. HOA / month

Educational estimate, not a personal quote or a commitment to lend. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

About this home

Pre-Construction. To be built. New construction at this price point in Pinellas County is increasingly rare — and this is your opportunity to secure one before completion. No HOA. No CDD fees. Introducing this beautifully designed 4-bedroom, 2-bath home in the heart of South St. Petersburg. Thoughtfully crafted with modern finishes and quality workmanship, this residence offers the perfect balance of style, comfort, and everyday functionality. The open-concept layout is designed for real living, featuring an inviting eat-in kitchen ideal for casual mornings, family dinners, or entertaining guests. A charming front porch adds curb appeal and provides the perfect place to enjoy your morning coffee or unwind in the evening. This home is designated for owner-occupants only and is available to households earning up to 120% of Area Median Income (AMI) in accordance with program guidelines. Estimated completion: August 2026, allowing buyers the opportunity to secure the home early and plan ahead. Down payment assistance programs may be available through the City of St. Petersburg for eligible buyers (income restrictions apply).