Active

652 Cottage Ln, Lakeland, FL 33803

MLS L4960695

$147,900

Est. $761/mo principal and interest at 6.67% with 20% down

2 bd · 2 ba · 1,176 sqft · Condominium

Payment estimate

Mortgage calculator

Starts from the national Freddie Mac average. Change any number and the payment updates. Sign in to save a custom rate.

Estimated monthly payment

$927/mo

$118,320 loan · 20% down · 6.67%

Principal & interest: $761
Taxes: $16
Insurance: $150
HOA: $0

Get a personal quote

Home price Down payment $29,580 down

Term

30-year 15-year

Interest rate Annual taxes Annual insurance Insurance starts at a Florida homeowners estimate of $1,800 / year. HOA / month

Educational estimate, not a personal quote or a commitment to lend. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

About this home

Affordability!! Southside Move-In Ready Villa! Don’t miss this immaculate 2BR/2Bath open floor plan condo in “The Villas”. This sought-after 55+ unit is in turnkey condition with many upgrades including the NEW Air Conditioning ( July - 2026). The updated kitchen features a globe ceiling with fan, accompanying appliances include the dishwasher (2023), new stove (2026) and microwave (2021), countertops and pantry with pull out cabinets. This well kept home has a formal dining room and living room with wood floors. Both bathrooms have been updated with newer lighting, cabinets, counters and replumbed. Easily accessible front door, with no step down from the carport and covered walkway. This villa has a separate laundry room that includes washer/dryer plus extra storage. Side open patio is perfect for morning coffee. Don’t miss this outstanding value with #1 view in the villas OF private backyard & woods! This is truly maintenance-free living. Close to Everything, Kelly Recreation Center, Restaurants, Walmart, Polk Parkway and easy access to I-4!! Call Me Today!! Don’t wait to see this Exceptional Value.