$320,000
Est. $1,645/mo principal and interest at 6.66% with 20% down
2 bd · 2 ba · 1,012 sqft · Manufactured Home
Active
About this home
WATERFRONT TROPIC ISLES HOME - BOAT LIFT INCLUDED! Discover this move-in ready, 2-bedroom, 2-bath canal-front home in the sought after 55+ resident owned Tropic Isles community on Terra Ceia Bay. The seller is also willing to sell the boat, which is already on the boat lift, as part of the package. Relax on your private dock and enjoy direct gulf access - a feature few homes at this price point provide - while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting. This property includes a lifetime termite protection warranty, which is fully transferable to the new owner.
Monthly costs
- HOA
- $338/mo
- Includes
- Community Pool, Manager, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
- Est. monthly fees
- $338/mo
Tropical Isle Coop - Barbara McEvoy
Estimated total including HOA and other monthly association fees
Key facts
- Type
- Manufactured Home
- Size
- 1,012 sqft
- Bedrooms
- 2
- Bathrooms
- 2
- Avg. price per sqft
- $316
- Days on market
- 1
- Year built
- 1980
- Lot size
- 0.08 acres
- HOA
- $338/mo
- Annual taxes
- $3,606
- Flood zone
- AE
- Heating
- Central
- Cooling
- Central Air
- Pets
- Yes
- Waterfront
- Yes
- Community
- 55+
- Furnished
- Furnished
- Subdivision
- TROPIC ISLES CO-OP
- Financing
- Cash, Conventional, FHA, VA Loan
- Stories
- 1
- Levels
- One
- County
- Manatee
- MLS number
- A4704284
- Status
- Active
- Property address
- 323 Terra Ceia Dr, Palmetto, FL 34221
Features and extras
- Dishwasher
- Dryer
- Microwave
- Range
- Refrigerator
- Washer
- Other
- Walk-In Closet(s)
- Bay/Harbor Front
- Community Boat Ramp
- Marina
- Water Access
- Waterfront
- Association Recreation - Owned
- Buyer Approval Required
- Clubhouse
- Community Mailbox
- Fitness Center
- Golf Carts OK
- Pool
- Maintenance
- Laundry Room
- Carpet
Property details
Interior
- Other
- Walk-In Closet(s)
- Dishwasher
- Dryer
- Microwave
- Range
- Refrigerator
- Washer
- Carpet
- Laundry Room
Exterior
- Other
- Wood Frame
Community
- Bay/Harbor Front
- Community Boat Ramp
- Marina
- Water Access
- Waterfront
- Association Recreation - Owned
- Buyer Approval Required
- Clubhouse
- Community Mailbox
- Fitness Center
- Golf Carts OK
- Pool
- Maintenance
Schools
- District
- Manatee County School District
- Elementary
- PALMETTO ELEMENTARY SCHOOL
- Middle
- Lincoln Middle
- High
- PALMETTO HIGH SCHOOL
School grades from FLDOE public records. District polygons and school points from NCES EDGE. Assignment is not a legal attendance guarantee. Composite scores, when present, are derived from public records and are not official FLDOE grades.
Where is this home?
Listed by
Jennifer Kenna · EXP REALTY, LLC
Listings courtesy of Stellar MLS
Common questions
How much is 323 Terra Ceia Dr, Palmetto, FL 34221 listed for?
323 Terra Ceia Dr, Palmetto, FL 34221 in Palmetto, FL is listed at $320,000 (about $1,645/mo principal and interest at 6.66% with 20% down).
How many bedrooms and bathrooms does 323 Terra Ceia Dr, Palmetto, FL 34221 have?
323 Terra Ceia Dr, Palmetto, FL 34221 has 2 bedrooms, 2 bathrooms, and 1,012 square feet.
Who can show 323 Terra Ceia Dr, Palmetto, FL 34221 in Palmetto?
Jonathan Loescher is a Tampa Bay Realtor and Loan Originator. He can tour this home, compare nearby listings, and work the financing with you.
How do I book a consultation with Jonathan Loescher?
Book a buying, selling, or financing consultation at jonathanloescher.com/book, or call (727) 729-2961.
Where does Jonathan Loescher help buyers and sellers?
Jonathan works across Tampa Bay, including Pinellas, Hillsborough, Pasco, Hernando, Manatee, and Sarasota counties. His office is at 29399 US Highway 19 Suite 150, Clearwater, FL 33761.