$350,000
Est. $1,799/mo principal and interest at 6.66% with 20% down
3 bd · 3 ba · 1,749 sqft · Townhouse
Active
About this home
WATERFRONT VALUE-ADD OPPORTUNITY — This spacious 3-bedroom, 3-bath waterfront townhome offers nearly 2,000 sq. ft. of living space, tranquil water views, multiple screened balconies and decks, and a setting that feels like a private coastal retreat — offered AS-IS and Priced for Condition. Here's what makes this one worth a serious look: the capital-intensive work is already behind you. The kitchen was remodeled in 2020 with granite countertops, custom tile backsplash, stainless steel appliances, abundant cabinetry, a breakfast bar, and a walk-in pantry. The A/C system was installed in 2018 and the water heater in 2019. What remains is cosmetic — paint, flooring, finishes, and personal taste — the kind of scope a buyer controls on their own timeline and budget. Updated units in this community command meaningfully stronger pricing. That difference is left on the table here. Step inside to an open-concept living and dining area oriented to the waterfront views. Sliding glass doors extend the living space onto a private screened balcony overlooking the water — morning coffee, evening cocktails, outdoor dining, or simply watching the boats and wildlife go by. Upstairs, two generously sized primary-style suites each offer a private bath and flexible sitting or office space. The waterfront suite features vaulted ceilings, two walk-in closets, a private screened balcony, and an updated en-suite bath with granite finishes and a spacious tiled walk-in shower. Outdoor living is the defining feature, with three separate waterfront spaces extending from the ground floor, the main living level, and the primary bedroom. The sparkling community pool is only steps away, yet the home maintains a peaceful and private waterfront atmosphere. Ideally located just minutes from the Gulf beaches, parks, boat ramps, restaurants, shopping, and everything the surrounding beach communities have to offer, Tara Cay combines the freedom of waterfront living with the ease of a low-maintenance townhome lifestyle. Three levels of waterfront enjoyment, boating access, beautiful updates, and Florida living from sunrise to sunset—this is the coastal lifestyle you've been waiting for. The systems that typically consume a renovation budget are already handled. Offered AS_IS and priced for condition, with the upside left on the table for the next owner. Investors and renovation-minded buyers are encouraged to run their numbers and take a hard look. Cash offers preferred; proof of funds required with all offers. Seller is positioned to close quickly and cleanly — no repair negotiations, no appraisal contingency to manage .
Monthly costs
- HOA
- $422/mo
- Includes
- Common Area Taxes, Community Pool, Escrow Reserves Fund, Maintenance Grounds, Pool Maintenance, Sewer, Trash
- Est. monthly fees
- $422/mo
PMI Tampa
Estimated total including HOA and other monthly association fees
Key facts
- Type
- Townhouse
- Size
- 1,749 sqft
- Bedrooms
- 3
- Bathrooms
- 3
- Avg. price per sqft
- $200
- Days on market
- 3
- Year built
- 1994
- Lot size
- 0.03 acres
- Parking
- 2-car garage
- HOA
- $422/mo
- Annual taxes
- $5,804
- Flood zone
- AE
- Heating
- Central, Electric
- Cooling
- Central Air
- Pets
- Number Limit
- Waterfront
- Yes
- Furnished
- Unfurnished
- Subdivision
- TARA CAY SOUND SOUTH
- Financing
- Cash, Conventional
- Stories
- 3
- Levels
- Three Or More
- County
- Pinellas
- MLS number
- TB8542207
- Status
- Active
- Property address
- 9870 Indian Key Trail Unit 64, Seminole, FL 33776
Features and extras
- Cooktop
- Dishwasher
- Electric Water Heater
- Range
- Refrigerator
- Ceiling Fan(s)
- Split Bedroom
- Stone Counters
- Vaulted Ceiling(s)
- Walk-In Closet(s)
- Lighting
- Other
- Private Entrance
- Sidewalk
- Boat Slip
- Canal Front
- Dock
- Fishing
- Gulf/Ocean Front
- Marina
- Water Access
- Waterfront
- Buyer Approval Required
- Assigned
- Driveway
- Garage Door Opener
- Ground Level
- Guest
- Open
- Tandem
- Workshop in Garage
- In Ground
- Laundry Closet
- Luxury Vinyl
- Tile
- Hardwood
Property details
Interior
- Ceiling Fan(s)
- Split Bedroom
- Stone Counters
- Vaulted Ceiling(s)
- Walk-In Closet(s)
- Cooktop
- Dishwasher
- Electric Water Heater
- Range
- Refrigerator
- Luxury Vinyl
- Tile
- Hardwood
- Laundry Closet
Exterior
- Lighting
- Other
- Private Entrance
- Sidewalk
- Assigned
- Driveway
- Garage Door Opener
- Ground Level
- Guest
- Open
- Tandem
- Workshop in Garage
- In Ground
- Vinyl Siding
- Wood Frame
Community
- Boat Slip
- Canal Front
- Dock
- Fishing
- Gulf/Ocean Front
- Marina
- Water Access
- Waterfront
- Buyer Approval Required
Schools
- District
- Pinellas County School District
- Elementary
- OAKHURST ELEMENTARY SCHOOL
- Middle
- SEMINOLE MIDDLE SCHOOL
- High
- SEMINOLE HIGH SCHOOL
School grades from FLDOE public records. District polygons and school points from NCES EDGE. Assignment is not a legal attendance guarantee. Composite scores, when present, are derived from public records and are not official FLDOE grades.
Where is this home?
Listed by
Adrienne Dauses · SMITH & ASSOCIATES REAL ESTATE
Listings courtesy of Stellar MLS
Common questions
How much is 9870 Indian Key Trail Unit 64, Seminole, FL 33776 listed for?
9870 Indian Key Trail Unit 64, Seminole, FL 33776 in Seminole, FL is listed at $350,000 (about $1,799/mo principal and interest at 6.66% with 20% down).
How many bedrooms and bathrooms does 9870 Indian Key Trail Unit 64, Seminole, FL 33776 have?
9870 Indian Key Trail Unit 64, Seminole, FL 33776 has 3 bedrooms, 3 bathrooms, and 1,749 square feet.
Who can show 9870 Indian Key Trail Unit 64, Seminole, FL 33776 in Seminole?
Jonathan Loescher is a Tampa Bay Realtor and Loan Originator. He can tour this home, compare nearby listings, and work the financing with you.
Where does Jonathan Loescher help buyers and sellers?
Jonathan works across Tampa Bay, including Pinellas, Hillsborough, Pasco, Hernando, Manatee, and Sarasota counties. His office is at 29399 US Highway 19 Suite 150, Clearwater, FL 33761.
Can one advisor handle the home and the loan?
Yes. Jonathan coordinates the listing or home search with loan origination through PMF, Inc. (NMLS 1980) so buyers and sellers work with one Realtor and Loan Originator.