Active
2105 Palm Terrace, Sarasota, FL 34231
MLS A4710552
$425,000
Est. $2,287/mo principal and interest at the 7.11% Freddie Mac PMMS national 30-year average as of Nov 12, 2026, with 20% down
Estimate only. Not a loan offer, rate quote or approval. Any loan approval is conditional until all underwriting conditions are met.
3 bd · 2.0 ba · 1,162 sqft · Single Family Residence
About this home
Welcome to a fully renovated, move-in ready home in Harbor Oaks, tucked on a quiet tree-lined street in one of Sarasota’s most centrally located neighborhoods, just minutes from the white sands of Siesta Key. With 3 bedrooms, 2 full bathrooms, a heated pool, and no HOA, this home delivers the Florida lifestyle buyers are searching for without the condo fees or community restrictions, making it equally appealing as a full-time residence or a long-term rental investment. The home is also available turnkey, so you can move in or start leasing with nothing to buy and nothing to set up. Owned solar panels, with no lease or payment to take over, are sized to cover the home’s average utility bill, a real advantage for a home with a heated pool. A paver driveway and walkway lead to the front entry, with a covered carport along the side of the home. Inside, the open living and dining area is bright and welcoming, with warm wood floors, recessed lighting, plantation-style blinds, and a fireplace with a white stone surround anchoring the living room. The kitchen is finished with white shaker cabinetry, gold hardware, a striking deep blue tile backsplash, and stainless steel appliances, all open to the dining space so cooking and conversation happen together. The primary suite features an en suite bath with a glass-enclosed herringbone tile shower, a lighted mirror, and a separate makeup vanity. The second bedroom sits just next door, and the third bedroom, set off the living room on the opposite side of the home, works equally well as a guest room, home office, or den. The second full bath offers a glass-enclosed shower and the laundry area, conveniently located off the kitchen. Step out back and the fully fenced yard becomes a private resort. The heated pool is framed by extensive pavers, a decorative sand area with room for loungers, and a lush artificial turf lawn that stays green with no mowing. High-end landscaping and mature palms surround multiple patio spaces for dinin
Key facts
- Type
- Single Family Residence
- Size
- 1,162 sqft
- Bedrooms
- 3
- Bathrooms
- 2.0
- Avg. price per sqft
- $366
- County
- Sarasota
- MLS number
- A4710552
- Status
- Active
- Property address
- 2105 Palm Terrace, Sarasota, FL 34231
Where is this home?
Common questions
How much is 2105 Palm Terrace, Sarasota, FL 34231 listed for?
2105 Palm Terrace, Sarasota, FL 34231 in Sarasota, FL is listed at $425,000 (about $2,287/mo principal and interest at the 7.11% Freddie Mac PMMS national 30-year average as of Nov 12, 2026, with 20% down. Estimate only. Not a loan offer, rate quote or approval. Any loan approval is conditional until all underwriting conditions are met.)
How many bedrooms and bathrooms does 2105 Palm Terrace, Sarasota, FL 34231 have?
2105 Palm Terrace, Sarasota, FL 34231 has 3 bedrooms, 2.0 bathrooms, and 1,162 square feet.
Who can show 2105 Palm Terrace, Sarasota, FL 34231 in Sarasota?
Jonathan Loescher is a Tampa Bay Realtor and Mortgage Loan Originator. He can tour this home, compare nearby listings, and work the financing with you.
Does Jonathan Loescher originate VA loans in Tampa Bay?
Yes. I originate VA loans through PMF, Inc. for eligible veterans, active-duty service members, and surviving spouses. Many files can close with zero down and no monthly PMI. A funding fee may apply unless you are exempt. Eligibility is confirmed at consult. This is not a promise of approval. PMF, Inc. is not acting on behalf of or at the direction of the VA.
Can one person do the home and the loan?
Yes, if they hold both licenses. I'm a Realtor with Realty of America and, separately, a licensed Mortgage Loan Originator with PMF, Inc. Those are two separate companies, and you don't have to use both. One person can keep both sides in sync. Any loan approval is conditional until all underwriting conditions are met.
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