Active
3157 N Canal Dr, Palm Harbor, FL 34684
MLS TB8553882
$1,695,000
Est. $9,122/mo principal and interest at the 7.11% Freddie Mac PMMS national 30-year average as of Nov 12, 2026, with 20% down
Estimate only. Not a loan offer, rate quote or approval. Any loan approval is conditional until all underwriting conditions are met.
5 bd · 3.5 ba · 4,496 sqft · Single Family Residence
About this home
LAKE TARPON LUXURY WATERFRONT LIVING Wake up steps from your private dock, launch your boat from your backyard, and spend the day exploring one of Tampa Bay's most sought-after freshwater lakes. Positioned along a protected canal with direct access to Lake Tarpon, this exceptional waterfront residence delivers the lifestyle buyers seek: boating, entertaining, multigenerational living, and year-round outdoor enjoyment. Designed for both everyday living and memorable gatherings, the home offers nearly 4,500 square feet of thoughtfully updated space, featuring 5 bedrooms, 3.5 baths, soaring ceilings, a dramatic three-story foyer, expansive living areas, two full kitchens, two laundry rooms, and a private first-floor guest or in-law suite with close-off pocket door access. The oversized 3-car garage includes a dedicated 10' x 10' storage room and extensive built-in shelving. Outdoor living is at the heart of this property. Enjoy the screened pool enclosure, waterfront entertaining areas, and a fully refurbished private dock with covered lifts and direct boating access to Lake Tarpon. Whether you're hosting family and friends, fishing at sunrise, or taking an evening cruise, the waterfront lifestyle begins the moment you step outside. Beyond its lifestyle appeal, this home benefits from significant capital investments that dramatically reduce future ownership costs and contribute to exceptional long-term value: • New Roof (2021) • Three New HVAC Systems (2023) • Complete Hardie Board ColorPlus Exterior Upgrade Over Full House Wrap (2019) • Windows and Pool-Deck Sliding Doors Replaced (2019) • Refurbished Private Dock with Davits and Covered Lifts (2023) These major improvements enhance durability, energy efficiency, insurance appeal, storm resilience, and overall peace of mind, creating true turn-key ownership. Additional advantages include NO HOA FEES, NO DEED RESTRICTIONS, and NO FLOOD INSURANCE REQUIREMENT (per LOMA documentation). The home may also be pur
Key facts
- Type
- Single Family Residence
- Size
- 4,496 sqft
- Bedrooms
- 5
- Bathrooms
- 3.5
- Avg. price per sqft
- $377
- County
- Pinellas
- MLS number
- TB8553882
- Status
- Active
- Property address
- 3157 N Canal Dr, Palm Harbor, FL 34684
Where is this home?
Common questions
How much is 3157 N Canal Dr, Palm Harbor, FL 34684 listed for?
3157 N Canal Dr, Palm Harbor, FL 34684 in Palm Harbor, FL is listed at $1,695,000 (about $9,122/mo principal and interest at the 7.11% Freddie Mac PMMS national 30-year average as of Nov 12, 2026, with 20% down. Estimate only. Not a loan offer, rate quote or approval. Any loan approval is conditional until all underwriting conditions are met.)
How many bedrooms and bathrooms does 3157 N Canal Dr, Palm Harbor, FL 34684 have?
3157 N Canal Dr, Palm Harbor, FL 34684 has 5 bedrooms, 3.5 bathrooms, and 4,496 square feet.
Who can show 3157 N Canal Dr, Palm Harbor, FL 34684 in Palm Harbor?
Jonathan Loescher is a Tampa Bay Realtor and Mortgage Loan Originator. He can tour this home, compare nearby listings, and work the financing with you.
Should I buy first or sell first in Tampa Bay?
It depends on the loan, the equity, and the timing. I can model the fee on a third-party buy-before-you-sell program, which is not a brokerage commission, then list the current home. Book a call and we will run the numbers on your file.
What does it cost to sell a home in Tampa Bay?
Typical costs include payoff of the mortgage, negotiated brokerage compensation, title, prorated taxes, HOA or CDD transfer items, and any credits. Ask for a net sheet. Online estimates are not appraisals.
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