Active

412 20TH Ave, Indian Rocks Beach, FL 33785

MLS TB8562669

$970,000

Est. $5,257/mo principal and interest at the 7.18% Freddie Mac PMMS national 30-year average as of Nov 05, 2026, with 20% down

Estimate only. Not a loan offer, rate quote or approval. Any loan approval is conditional until all underwriting conditions are met.

2 bd · 1.0 ba · 1,092 sqft · Single Family Residence

About this home

Charming Waterfront Cottage with Expansive Bay Views in Indian Rocks Beach! Discover the charm of coastal living in this delightful waterfront cottage nestled in this sought-after seaside community. Set along a wide, north-facing bay, this special property offers beautiful, open-water views and a wonderful sense of privacy. The original home has been thoughtfully refreshed, preserving its cottage character while offering inviting spaces to enjoy the waterfront setting. Featuring two bedrooms and one bath, the home captures the water views from the main living area, dining room, and Florida room, bringing the beauty of the bay into everyday living. Step outside to a spacious, private backyard, fenced on both sides and offering plenty of room to create your own tropical retreat, add a pool, or simply relax and enjoy the coastal breeze. Whether you're looking for a charming waterfront getaway, a full-time coastal residence, or a property to make your own, this is a wonderful opportunity to enjoy the laid-back lifestyle of Indian Rocks Beach. A charming cottage, beautiful bay views, and endless possibilities!

Key facts

Type
Single Family Residence
Size
1,092 sqft
Bedrooms
2
Bathrooms
1.0
Avg. price per sqft
$888
County
Pinellas
MLS number
TB8562669
Status
Active
Property address
412 20TH Ave, Indian Rocks Beach, FL 33785

Where is this home?

Common questions

How much is 412 20TH Ave, Indian Rocks Beach, FL 33785 listed for?

412 20TH Ave, Indian Rocks Beach, FL 33785 in Indian Rocks Beach, FL is listed at $970,000 (about $5,257/mo principal and interest at the 7.18% Freddie Mac PMMS national 30-year average as of Nov 05, 2026, with 20% down. Estimate only. Not a loan offer, rate quote or approval. Any loan approval is conditional until all underwriting conditions are met.)

How many bedrooms and bathrooms does 412 20TH Ave, Indian Rocks Beach, FL 33785 have?

412 20TH Ave, Indian Rocks Beach, FL 33785 has 2 bedrooms, 1.0 bathrooms, and 1,092 square feet.

Who can show 412 20TH Ave, Indian Rocks Beach, FL 33785 in Indian Rocks Beach?

Jonathan Loescher is a Tampa Bay Realtor and Mortgage Loan Originator. He can tour this home, compare nearby listings, and work the financing with you.

Should I buy first or sell first in Tampa Bay?

It depends on the loan, the equity, and the timing. I can model the fee on a third-party buy-before-you-sell program, which is not a brokerage commission, then list the current home. Book a call and we will run the numbers on your file.

What does it cost to sell a home in Tampa Bay?

Typical costs include payoff of the mortgage, negotiated brokerage compensation, title, prorated taxes, HOA or CDD transfer items, and any credits. Ask for a net sheet. Online estimates are not appraisals.

MLS TB8562669 · Active

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