Active
478 Harbor Dr N, Indian Rocks Beach, FL 33785
MLS TB8484658
$2,849,900
Est. $14,636/mo principal and interest at 6.65% with 20% down
4 bd · 4.5 ba · 3,319 sqft · Single Family Residence
About this home
Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.
Key facts
- Type
- Single Family Residence
- Size
- 3,319 sqft
- Bedrooms
- 4
- Bathrooms
- 4.5
- Avg. price per sqft
- $859
- County
- Pinellas
- MLS number
- TB8484658
- Status
- Active
- Property address
- 478 Harbor Dr N, Indian Rocks Beach, FL 33785
Where is this home?
Common questions
How much is 478 Harbor Dr N, Indian Rocks Beach, FL 33785 listed for?
478 Harbor Dr N, Indian Rocks Beach, FL 33785 in Indian Rocks Beach, FL is listed at $2,849,900 (about $14,636/mo principal and interest at 6.65% with 20% down).
How many bedrooms and bathrooms does 478 Harbor Dr N, Indian Rocks Beach, FL 33785 have?
478 Harbor Dr N, Indian Rocks Beach, FL 33785 has 4 bedrooms, 4.5 bathrooms, and 3,319 square feet.
Who can show 478 Harbor Dr N, Indian Rocks Beach, FL 33785 in Indian Rocks Beach?
Jonathan Loescher is a Tampa Bay Realtor and Loan Originator. He can tour this home, compare nearby listings, and work the financing with you.
Is there down payment assistance in Tampa Bay?
Some buyers qualify for assistance programs. Eligibility is confirmed at consult. Do not stack programs that cannot be combined, including Homes for Heroes with other credits on this site.
What does the program savings comparison show?
It estimates cash to close or net proceeds under a typical split team, a portal-style path, and working with Jonathan as Realtor and Loan Originator. Figures are educational estimates, not a loan quote.