Active
517 20TH Ave, Indian Rocks Beach, FL 33785
MLS TB8550741
$1,399,000
Est. $7,582/mo principal and interest at the 7.18% Freddie Mac PMMS national 30-year average as of Nov 05, 2026, with 20% down
Estimate only. Not a loan offer, rate quote or approval. Any loan approval is conditional until all underwriting conditions are met.
5 bd · 3.0 ba · 2,765 sqft · Single Family Residence
About this home
The sunset is a daily event at this west-facing Indian Rocks Beach waterfront home. From the kitchen breakfast bar or anywhere in the family room, the Intracoastal Waterway fills a full wall of glass, framing the boats gliding past the mangrove island offshore until the sun drops behind the palms on the far shore. Five bedrooms, three baths and 2,765 square feet spread across two levels. The main level moves from a living room with plantation shutters and a turned wood staircase into an eat-in kitchen with solid wood cabinetry, solid surface counters, stainless appliances and a breakfast bar that opens to the family room. The family room and adjoining bonus room wrap the back of the house in water-facing windows, finished with crown molding, ceiling fans and a slider to the back yard. Three first-floor bedrooms and two full baths sit in a split plan, including a bedroom with its own en suite bath and walk-in closet, which gives guests, family or rental groups room to spread out. The second floor has been updated with plank flooring, ceiling fans and recessed lighting, and both upstairs bedrooms open onto a composite balcony above the dock. The primary suite has a double vessel-sink vanity, a walk-in closet and an en suite bath with tub and shower. The second upstairs bedroom includes a wet bar, a natural setup for an owner's retreat or a self-contained guest level. Out back, mature live oaks shade a ground-level deck and a brick paver path that leads to the concrete seawall. The composite dock has electric service, a sitting area at the end, a fish cleaning station and davits with motors and cables replaced in 2022, so a morning coffee on the dock turns into a run up the waterway without a trailer in sight. The yard is fenced and landscaped, and rollaway hurricane shutters protect the west-facing windows. The roof was replaced in 2024 with hurricane clips, the upstairs A/C is 2024, the downstairs A/C is 2017 and the water heater is 2026. There is no HOA, and the hom
Key facts
- Type
- Single Family Residence
- Size
- 2,765 sqft
- Bedrooms
- 5
- Bathrooms
- 3.0
- Avg. price per sqft
- $506
- County
- Pinellas
- MLS number
- TB8550741
- Status
- Active
- Property address
- 517 20TH Ave, Indian Rocks Beach, FL 33785
Where is this home?
Common questions
How much is 517 20TH Ave, Indian Rocks Beach, FL 33785 listed for?
517 20TH Ave, Indian Rocks Beach, FL 33785 in Indian Rocks Beach, FL is listed at $1,399,000 (about $7,582/mo principal and interest at the 7.18% Freddie Mac PMMS national 30-year average as of Nov 05, 2026, with 20% down. Estimate only. Not a loan offer, rate quote or approval. Any loan approval is conditional until all underwriting conditions are met.)
How many bedrooms and bathrooms does 517 20TH Ave, Indian Rocks Beach, FL 33785 have?
517 20TH Ave, Indian Rocks Beach, FL 33785 has 5 bedrooms, 3.0 bathrooms, and 2,765 square feet.
Who can show 517 20TH Ave, Indian Rocks Beach, FL 33785 in Indian Rocks Beach?
Jonathan Loescher is a Tampa Bay Realtor and Mortgage Loan Originator. He can tour this home, compare nearby listings, and work the financing with you.
Can Homes for Heroes be combined with other programs?
No. Homes for Heroes is exclusive. If it applies, Buyer Credit, List + Buy, and a third-party buy-before-you-sell program do not. Confirm eligibility at consult.
Is the fee on a third-party buy-before-you-sell program a commission?
No. Any fee on a third-party buy-before-you-sell program is set by that program. It is not a brokerage commission and it is not a PMF, Inc. loan fee. Apply for a loan at [jonathanloescher.com/apply](/apply).
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