$690,000
Est. $3,547/mo principal and interest at 6.66% with 20% down
4 bd · 3 ba · 2,307 sqft · Single Family Residence
Active
About this home
Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.
Key facts
- Type
- Single Family Residence
- Size
- 2,307 sqft
- Bedrooms
- 4
- Bathrooms
- 3
- Avg. price per sqft
- $299
- Days on market
- 1
- Year built
- 1974
- Lot size
- 0.33 acres
- Parking
- 2-car garage
- Annual taxes
- $10,155
- Flood zone
- X
- Heating
- Central
- Cooling
- Central Air
- Waterfront
- Yes
- Furnished
- Unfurnished
- Subdivision
- CYPRESS COVE
- Financing
- Cash, Conventional, FHA, VA Loan
- Levels
- Two
- County
- Hillsborough
- MLS number
- TB8544945
- Status
- Active
- Property address
- 18200 Cypress Cove Ln, Lutz, FL 33549
Features and extras
- Convection Oven
- Cooktop
- Dishwasher
- Dryer
- Microwave
- Range Hood
- Washer
- Ceiling Fan(s)
- High Ceilings
- Open Floorplan
- Split Bedroom
- Stone Counters
- Thermostat
- Vaulted Ceiling(s)
- Lighting
- Outdoor Grill
- Outdoor Shower
- Private Yard
- Courtyard
- Rain Gutters
- Sliding Doors
- Heated
- In Ground
- Salt Water
- Laundry Closet
- Carpet
- Vinyl
Property details
Interior
- Ceiling Fan(s)
- High Ceilings
- Open Floorplan
- Split Bedroom
- Stone Counters
- Thermostat
- Vaulted Ceiling(s)
- Convection Oven
- Cooktop
- Dishwasher
- Dryer
- Microwave
- Range Hood
- Washer
- Carpet
- Vinyl
- Laundry Closet
Exterior
- Lighting
- Outdoor Grill
- Outdoor Shower
- Private Yard
- Courtyard
- Rain Gutters
- Sliding Doors
- Heated
- In Ground
- Salt Water
- Stucco
- Wood Frame
- Block
Schools
- District
- Hillsborough County School District
- Elementary
- Lutz-HB
- Middle
- Liberty-HB
- High
- Freedom-HB
School grades from FLDOE public records. District polygons and school points from NCES EDGE. Assignment is not a legal attendance guarantee. Composite scores, when present, are derived from public records and are not official FLDOE grades.
Where is this home?
Common questions
How much is 18200 Cypress Cove Ln, Lutz, FL 33549 listed for?
18200 Cypress Cove Ln, Lutz, FL 33549 in Lutz, FL is listed at $690,000 (about $3,547/mo principal and interest at 6.66% with 20% down).
How many bedrooms and bathrooms does 18200 Cypress Cove Ln, Lutz, FL 33549 have?
18200 Cypress Cove Ln, Lutz, FL 33549 has 4 bedrooms, 3 bathrooms, and 2,307 square feet.
Who can show 18200 Cypress Cove Ln, Lutz, FL 33549 in Lutz?
Jonathan Loescher is a Tampa Bay Realtor and Loan Originator. He can tour this home, compare nearby listings, and work the financing with you.
Who should work with a Realtor who also originates the loan?
Buyers, sellers, and refinancers in Tampa Bay who want one person accountable for both the real estate timeline and the mortgage file. Loan approvals remain conditional on lender review.
How do I book a consultation with Jonathan Loescher?
Book a buying, selling, or financing consultation at jonathanloescher.com/book, or call (727) 729-2961.
Listed by Dillon Cook · WRIGHT DAVIS REAL ESTATE
Listings courtesy of Stellar MLS