What is Florida Amendment 3 on the November 2026 ballot?
Short Answer
Amendment 3 is a proposed Florida Constitution change on the Nov. 3, 2026 ballot. The official title is Increased Homestead Exemption; Lower Cap on Increases in Non-Homestead Property Assessments. It comes from House Joint Resolution 1F. It needs 60 percent yes. If it passes, it takes effect Jan. 1, 2027. Read the official ballot summary from the Florida Department of State.
What is Florida Amendment 3 on the November 2026 ballot?
Amendment 3 is a proposed change to the Florida Constitution on the November 3, 2026 ballot. The official title used on this site is Increased Homestead Exemption; Lower Cap on Increases in Non-Homestead Property Assessments. It comes from House Joint Resolution 1F. It needs 60 percent yes to pass. If it passes, the text on this site treats January 1, 2027 as the effective date.
Read the official ballot summary from the Florida Department of State before you treat a social post as the rule. This page is consumer education. It is not tax advice, legal advice, or a prediction of the vote.
What buyers and sellers in Tampa Bay are asking
Pinellas homestead owners want to know whether a larger non-school exemption would apply to them. Investors and landlords want to know whether a lower cap on non-homestead assessment increases changes rent. School taxes are a separate question. Sister cards on this hub cover those three follow-ups. None of them replace the property appraiser.
A pending amendment is not current law. Do not price a Largo listing or a Wesley Chapel CDD payment on a result that has not happened.
Step-by-step if this is on your mind
- Open the official Florida Department of State ballot language.
- Check your homestead status with the Pinellas, Hillsborough, or Pasco property appraiser for the county that actually taxes the parcel.
- Separate school millage from non-school millage when you read commentary.
- Do not assume rent, list price, or a loan payment moves on election night.
- Book a consultation if you want the conversation tied to a house file.
What this page will not do
| Ask | This page |
|---|---|
| How should I vote? | No endorsement |
| What will my 2027 bill be? | Property appraiser and tax professional |
| Does this cut school taxes? | See the sister card. The short answer already published here is no. |
| Does this set rent? | See the sister card. The short answer already published here is no. |
What you control versus what you do not
You control whether you read the official text and whether you file homestead when you qualify. You do not control the vote. I do not control the millage a city sets.
Common mistakes
Treating a campaign mailer as the constitution. Applying a homestead idea to a second home. Changing an offer price because of a poll.
Next step
Read the official summary, then book if a specific address is in play. Equal Housing Opportunity applies.
Jonathan Loescher, Realtor SL3546365 and NMLS 2621894. Realty of America. PMF, Inc. 29399 US Highway 19 Suite 150, Clearwater, FL 33761. (727) 729-2961.