What does the program savings comparison show?

It estimates cash to close or net proceeds under a typical split team, a portal-style path, and working with Jonathan as Realtor and Loan Originator. Figures are educational estimates, not a loan quote.

Can I use another agent or another lender?

Yes. You can use another agent or another lender. Realty of America and PMF, Inc. are separate companies. Using Jonathan on one side does not require using him on the other.

What is Buyer Credit?

Buyer Credit is 20% of the buyer-side commission that is actually available. The working assumption is 3% signed. There is no dollar floor. It is an educational estimate, not a promise of credit.

Can Homes for Heroes stack with other programs?

No. Homes for Heroes is exclusive. If it applies, Buyer Credit, List + Buy, and the 2.4% lender buy-before-you-sell fee do not. Confirm eligibility at consult.

Is the 2.4% buy-before-you-sell fee a commission?

No. The 2.4% is a lender program fee on the sale of the current home, not a brokerage commission. Apply for a loan at jonathanloescher.com/apply.

Realtor and Loan Originator

See the dollars in your pocket

Portals show homes. This shows how much cash you actually keep (or need) when you work with a dual Realtor and Loan Originator who has real programs for Tampa Bay families. These are educational estimates only, not a loan quote. $17.8+ million in sales.

What this page compares

This is an educational cash-to-close comparison for Tampa Bay buyers and sellers. It models Buyer Credit, List + Buy, the lender buy-before-you-sell fee, and Homes for Heroes against a typical split team and a portal-style path. It is not a loan quote. Book a strategy call or apply for a loan.

Homes for Heroes cannot be combined with Buyer Credit, List + Buy, or the 2.4% lender fee. Eligibility is self-attested here and confirmed at consult.

Comparison

Standard split team

$16,000 est. cash to close

Typical estimate without Jonathan's programs.

Comparison

Typical portal-style path

$16,000 est. cash to close

Typical estimate without Jonathan's programs.

Your pocket

Working with Jonathan

$13,200 est. cash to close

Homes for Heroes −$2,800

Includes Homes for Heroes

Cash to close by path
Path	Est. cash to close
Standard split team	$16,000
Typical portal-style path	$16,000
Working with Jonathan	$13,200

Book a strategy call Also apply for a loan

Email this comparison to yourself

These numbers are educational estimates only, not a loan quote or commitment to lend. Real estate is through Realty of America. Lending is through PMF, Inc. They are separate companies. Buyer Credit is 20% of the buyer-side commission that is actually available.
Homes for Heroes eligibility is confirmed at consult and cannot be combined with Buyer Credit, List + Buy, or the buy-before-you-sell lender program.

Questions people ask

What does the program savings comparison show?: It estimates cash to close or net proceeds under a typical split team, a portal-style path, and working with Jonathan as Realtor and Loan Originator. Figures are educational estimates, not a loan quote.
Can I use another agent or another lender?: Yes. You can use another agent or another lender. Realty of America and PMF, Inc. are separate companies. Using Jonathan on one side does not require using him on the other.
What is Buyer Credit?: Buyer Credit is 20% of the buyer-side commission that is actually available. The working assumption is 3% signed. There is no dollar floor. It is an educational estimate, not a promise of credit.
Can Homes for Heroes stack with other programs?: No. Homes for Heroes is exclusive. If it applies, Buyer Credit, List + Buy, and the 2.4% lender buy-before-you-sell fee do not. Confirm eligibility at consult.
Is the 2.4% buy-before-you-sell fee a commission?: No. The 2.4% is a lender program fee on the sale of the current home, not a brokerage commission. Apply for a loan at jonathanloescher.com/apply.

Browse Tampa Bay homes or read about Jonathan.