Who gets the larger homestead exemption if Amendment 3 passes?
Short Answer
Homestead owners who are Florida residents by Dec. 31, 2026 can receive the increased non-school exemption if they qualify: $150,000 in 2027 and $250,000 in 2028, then inflation. Later arrivals get today's homestead when they qualify, and the larger exemption starts in year five. Second homes, rentals, and commercial property do not get it. Check your homestead with the county property appraiser.
Who gets the larger homestead exemption if Amendment 3 passes?
If Amendment 3 passes, homestead owners who are Florida residents by December 31, 2026 can receive the increased non-school exemption if they qualify. The schedule already published on this site is $150,000 in 2027 and $250,000 in 2028, then inflation. Later arrivals get today's homestead when they qualify, and the larger exemption starts in year five.
Second homes, rentals, and commercial property do not get that larger homestead. Check your homestead with the county property appraiser. This is education, not tax advice, and not a prediction of the vote.
What this looks like in Pinellas
A primary Clearwater condo you occupy on January 1 is a different file than a beach rental. Porting Save Our Homes from another Florida county is a separate form conversation. Do not mix portability with this amendment's homestead schedule without the appraiser.
Step-by-step
- Confirm you actually have homestead today, or when you will first qualify.
- Read the official Department of State summary.
- Do not apply the larger number to a second home.
- Ask the property appraiser, not a group text.
Who is in versus out on this site's published reading
| Situation | Larger non-school exemption if it passes |
|---|---|
| Homestead resident by Dec. 31, 2026 | See the published 2027 and 2028 schedule |
| Later arrival | Today's homestead first, larger amount in year five |
| Second home or rental | No |
What you control versus what you do not
You control occupancy and whether you file. You do not control the vote.
Common mistakes
Putting the $250,000 figure on a rental. Changing an offer price because of a poll.
Next step
Property appraiser, then book if a purchase is in motion. Equal Housing Opportunity applies.
Jonathan Loescher, SL3546365 and NMLS 2621894. 29399 US Highway 19 Suite 150, Clearwater, FL 33761. (727) 729-2961.