Where is Bayou Club in Seminole, Florida?

Bayou Club Estates is a gated golf community on the Seminole and Largo edge of Pinellas County. Most listings use a Seminole city and ZIP 33777. The gate is off Belcher Road. It is not in Seminole County. Open the Bayou Club homes for sale search for live listings.

Where is Oakhurst Shores in Seminole, Florida?

Oakhurst Shores is a west Seminole neighborhood in Pinellas County near Oakhurst Drive, Grove Street, and Boca Ciega Bay. Most sale files use ZIP 33772. It is not in Seminole County. Many homes may have water frontage, however being in this community does not guarantee water frontage. Search live files on the Oakhurst Shores homes for sale page.

Where is Yacht Club Estates in Seminole, Florida?

Yacht Club Estates is a Seminole neighborhood in Pinellas County. Listings cluster on streets such as Portside Drive and Commodore Drive in ZIP 33776. It is not Seminole County. The yacht-club name does not guarantee a slip or dock. Search live files on the Yacht Club Estates homes for sale page.

What are the first-time home buyer steps in Tampa Bay?

Start with a budget and a PMF pre-approval, then a written buyer-broker agreement. After that you search, inspect, and close. I can sit on both the real estate file and the loan file. The free first-time buyer guide is extra reading, not a stand-in for the application. Down payment help is possible when the file fits. We confirm that at consult.

How do Florida down payment assistance programs actually work?

Florida down payment assistance sits on top of a qualified first mortgage after income, price, education, and occupancy are checked. I can originate that loan through PMF, Inc. and tell you whether a program fits a Pinellas contract. Homes for Heroes and the Buyer Credit are separate benefits. We confirm what actually helps your file at consult.

Where Is Apollo Beach FL? Living in Hillsborough County

August 22, 2026 · Jonathan Loescher

Apollo Beach, FL is a waterfront community in Hillsborough County, about 20 miles south of downtown Tampa. It sits on the eastern shore of Tampa Bay and is a common search for buyers who want canal or bay access without moving to Pinellas.

I am Jonathan Loescher, a Tampa Bay Realtor and Loan Originator with PMF, Inc. Florida real estate license SL3546365. NMLS 2621894. Office at 29399 US Highway 19, Suite 150, Clearwater, FL 33761. Here is where Apollo Beach is, how the commute works, and what to check before you offer.

Where exactly is Apollo Beach FL?

Apollo Beach is an unincorporated community in Hillsborough County on the eastern shore of Tampa Bay, across the water from St. Petersburg. County government provides most services. The main roads buyers use are I-75 and US-41.

How far is Apollo Beach from Tampa?

Apollo Beach to downtown Tampa is roughly 18 to 20 miles. Without traffic that is often about 25 to 30 minutes. Rush hour on I-75 can add time. Tampa International Airport is commonly about 30 minutes, depending on the clock and the interchange.

Treat those times as a planning range, not a promise. Drive the route at the hour you would actually commute.

What living here actually looks like

Housing runs from condos and townhomes to canal-front single-family and larger waterfront lots. Newer master-planned product such as Waterset and MiraBay sits next to older streets. Many homes are on canals or the bay. Many are not. Check the listing for water access and a dock. Do not assume a SouthShore address is slip-ready.

Compared with Belleair, Belleair Beach, and Belleair Bluffs in Pinellas, Apollo Beach generally has more new construction and a different water product: Tampa Bay and canals more often than Gulf-front sand.

Costs that change the payment

Flood, insurance, HOA, and CDD lines decide the monthly number as much as the list price. Some streets need flood coverage. Some neighborhoods have an HOA, a CDD, or both. Homestead does not cut a CDD assessment. Pull the current tax bill and the association docs before you write.

Read what a CDD is in Florida and Florida HOA fees in Tampa Bay if those lines are on the bill.

Schools and daily life

Public schools in this area are part of Hillsborough County Public Schools. Attendance zones move. Confirm the current zone on the district site for the address you want. Do not copy a listing remark. Daily shopping and dining often pull toward Riverview or Brandon. Most households drive.

Next step

If you want the community snapshot with live inventory counts, use the Apollo Beach community guide. If you want a specific house and a loan file on the same desk, book a consultation or browse Tampa Bay listings.

Equal Housing Opportunity. Florida real estate license SL3546365. NMLS 2621894. Real estate through Realty of America. Lending through PMF, Inc. Approvals stay conditional on lender review.

Common questions

Where is Bayou Club in Seminole, Florida?: Bayou Club Estates is a gated golf community on the Seminole and Largo edge of Pinellas County. Most listings use a Seminole city and ZIP 33777. The gate is off Belcher Road. It is not in Seminole County. Open the Bayou Club homes for sale search for live listings.
Where is Oakhurst Shores in Seminole, Florida?: Oakhurst Shores is a west Seminole neighborhood in Pinellas County near Oakhurst Drive, Grove Street, and Boca Ciega Bay. Most sale files use ZIP 33772. It is not in Seminole County. Many homes may have water frontage, however being in this community does not guarantee water frontage. Search live files on the Oakhurst Shores homes for sale page.
Where is Yacht Club Estates in Seminole, Florida?: Yacht Club Estates is a Seminole neighborhood in Pinellas County. Listings cluster on streets such as Portside Drive and Commodore Drive in ZIP 33776. It is not Seminole County. The yacht-club name does not guarantee a slip or dock. Search live files on the Yacht Club Estates homes for sale page.
What are the first-time home buyer steps in Tampa Bay?: Start with a budget and a PMF pre-approval, then a written buyer-broker agreement. After that you search, inspect, and close. I can sit on both the real estate file and the loan file. The free first-time buyer guide is extra reading, not a stand-in for the application. Down payment help is possible when the file fits. We confirm that at consult.
How do Florida down payment assistance programs actually work?: Florida down payment assistance sits on top of a qualified first mortgage after income, price, education, and occupancy are checked. I can originate that loan through PMF, Inc. and tell you whether a program fits a Pinellas contract. Homes for Heroes and the Buyer Credit are separate benefits. We confirm what actually helps your file at consult.

More Tampa Bay home and loan answers on Ask Jonathan.

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Belleair Bluffs market snapshot

Live MLS figures for Belleair Bluffs.

Homes for sale: 33
Median list price: $350,000
Median days on market: 155

Listings courtesy of Beaches MLS and Stellar MLS

See homes in Belleair Bluffs

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