Local News
What Florida Amendment 3 Would Change for Property Taxes
August 31, 2026
Amendment 3 is on the Nov. 3, 2026 ballot. It would raise the non-school homestead exemption and lower the non-homestead cap. Read the official summary.
Read articleInsights
News
What should Tampa Bay buyers and sellers read before making a move? Market updates, homeowner guides, and wealth-building strategy from Jonathan Loescher.
Local News
Tampa Real Estate Investment Guardrails for East Tampa Owners
August 28, 2026
If East Tampa cash-offer mail is on your counter, you're not imagining it. New federal guardrails do not freeze prices. Talk to a Realtor® before you sign.
Read article
Local News
Hurricane Prep 2026: Mitigation Grants and Hardening Your Assets
May 14, 2026
Discover how to protect your home and your wallet this hurricane season. We’re diving into mitigation grants, asset hardening, and the latest tech from the Treasure Island Hurricane Expo.
Read article
Local News
Condo Rules: New Financial Relief and the Reserve Study Checklist
May 11, 2026
Florida condo owners and buyers are facing a new era of regulation. Discover how the 'My Safe Florida Condo' expansion and HB 913 provide relief, and get the ultimate reserve study checklist for the Pinellas market.
Read article
Local News
Hurricane Prep 2026: Hardening Your Home with New State Grants
May 7, 2026
Protect your Florida home this 2026 season. Learn about My Safe Florida Condo grants, storm-proofing sliding doors, and Treasure Island's Hurricane Expo.
Read article
Local News
Condo Rules: New Reform and Financial Lifelines for Tampa Bay Owners
May 4, 2026
Learn about Florida's HB 913 condo reform, including the reserve funding delay and My Safe Florida Condo grants for Tampa Bay owners.
Read article
Local News
Market Outlook: Why Tampa Bay Homeowners are Choosing Renting Over Selling in 2026
May 3, 2026
Market update: Tampa Bay inventory is up and sales are slower. Learn why 3.7% of listings have switched to rentals and if you should be a landlord too.
Read article
Local News
Condo Rules: Why Duplexes are the New High-Rises in 2026
April 27, 2026
In 2026, the condo market is stalling as older high-rises face $80k special assessments. Discover why savvy buyers are pivoting to duplexes and fixer-uppers for better financial security.
Read article
Local News
Hurricane Prep: El Niño and Your 2026 Readiness Plan
April 23, 2026
Don’t let the "below-normal" forecast fool you. With a 74% landfall probability for Florida, here is how Tampa Bay homeowners should prep for the 2026 hurricane season.
Read article
Local News
Condo Rules: Navigating the 2026 Assessment Relief Laws
April 20, 2026
Discover how HB 913 offers relief for Pinellas and Hillsborough condo owners with a 2-year reserve funding pause and new loan options.
Read article
Local News
The Billionaire Hedge: Why Ultra-High-Net-Worth Buyers are Snatching Up Florida Waterfronts in 2026
April 18, 2026
Billionaires like Zuckerberg and Larry Page are moving assets to Florida to escape taxes and hedge against inflation. See why Tampa Bay waterfront is the new "gold standard."
Read article
Local News
Hurricane Prep 2026: Hardening Your Home Before the June 1st Deadline
April 16, 2026
Don't wait for a storm to be named. From My Safe Florida Home grants to the new HB 815 roof protections, here is your 2026 early-prep checklist.
Read article
Local News
2026 Insurance Relief: Why Florida Premiums are Finally Trending Down
April 15, 2026
For the first time in years, Florida homeowners are seeing a breather. With Citizens rates dropping and private carriers returning, here is the 2026 insurance outlook.
Read article
Local News
Condo Milestone Inspections: How to Avoid the 2026 "Surprise" Special Assessment
April 13, 2026
2026 is the year of accountability for Florida condos. Mandatory reserves and milestone inspections are changing the game. Here is how to protect your investment.
Read article
Local News
The Spring 2026 Tampa Bay Market Shift: What Pinellas & Pasco Buyers Need to Know
April 12, 2026
The April 2026 data is in. With inventory rising and interest rates stabilizing, the Tampa Bay market is entering a new chapter. Here is what's happening in Pinellas and Pasco.
Read article
Local News
5 Steps to Prep Your Tampa Home for Hurricane Season (The Stress-Free Way)
April 9, 2026
Hurricane season is around the corner. From insurance updates to the My Safe Florida Home program, here’s how to protect your Tampa Bay property without the stress.
Read article
Local News
Your Commute Matters: How Tampa’s $1B Highway Projects Affect Your Property Value
April 7, 2026
Learn the relationship between commute times, highway projects, and your property value in Tampa.
Read article
Local News
Florida Condo Buying 101: How to Avoid Surprise Assessments Under New 2026 Rules
April 6, 2026
A guide for buyers navigating the new 2026 Florida condo rules and avoiding surprise assessments.
Read article
Local News
3 Advantages of Buying a Newly Built Home Today
August 7, 2025
Explore the benefits of buying a newly built home, from energy efficiency to modern warranties.
Read article
Local News
The Best & Worst Time To Sell a House in the 727 Area Code
August 6, 2025
Analyzing market data to find the best and worst times to sell your property in the 727 area code.
Read article
Local News
Down Payment: Easier Than You Think for Home Buyers in the 727 Area Code
August 5, 2025
Buying a home in the 727? Down payment assistance can lower cash to close. Confirm eligibility at consult.
Read article
Local News
The Best & Worst Time To Sell a House in Tampa Bay: Insights for 2026
August 4, 2025
Discover the optimal timing for selling your Tampa Bay home in 2026 based on seasonal trends and market data.
Read article
Local News
The Truth About Down Payments in Tampa Bay: It’s Easier Than You Think
August 3, 2025
Debunking down payment myths in Tampa Bay. Learn why you might need less than you think to buy a home.
Read article
Local News
The Hottest Tech Trends Shaping Real Estate in 2025: How AI, Virtual Tours, and Smart Homes Are Changing the Game
August 2, 2025
Discover how AI, virtual tours, and smart home technology are transforming the real estate game in 2025.
Read article
Local News
My Safe Florida Home Program Reopens: How Tampa Bay Homeowners Can Protect Their Property and Save
July 30, 2025
Learn how the reopening of the My Safe Florida Home program helps Tampa Bay homeowners protect their property and save money.
Read articleCommon questions
- Can HOA fees increase after I buy?
- Yes, HOA boards can raise fees annually, subject to governing documents. Budget for potential increases.
- Can I negotiate HOA fees?
- No, fees are set by the HOA, but you can negotiate the home price or ask for seller concessions.
- Can CDD fees increase over time?
- Yes, CDD fees can increase to cover rising maintenance costs or new infrastructure projects. Review the district's budget and history for potential trends.
- Are CDD fees tax-deductible?
- The debt service portion may be deductible if you itemize, but the operations portion is not. Consult a tax professional for your situation.
- What happens if I don't pay CDD fees?
- Unpaid CDD fees become a lien on your property, which can lead to foreclosure. It's important to stay current.
More Tampa Bay home and loan answers on Ask Jonathan.